Zopa Bank
Level 12
20 Water Street
Canary Wharf
London
E14 5GX
John Smith
123 Sample Street
Flat 5
London
SW1A 1AA
Account details
Sort code30-00-00
Account number12345678
Your bank account statement for 01/09/2026 - 30/09/2026
Summary (settled transactions)
Opening total balance2,450.00
Main balance£1,842.50
Total pots balance200.00
Total in£2,750.00
Total out£143.69
Closing total balance£4,698.81
Main balance£4,448.81
Total pots balance250.00
Benefits & rewards
Interest on balance12.40
Between 01/09/2026 - 30/09/2026, you earned 4.50% AER* (4.50% gross**) on your total balance.
Cashback25.00
Other25.00
Total£62.40
Included in your account summary.
Main balance
| Date | Type | Description | In | Out | Balance |
|---|---|---|---|---|---|
| Opening balance | 1,842.50 | ||||
| 02/09/2026 | FPI | Sample ShopDEMO001 | 2,450.00 | £4,292.50 | |
| 05/09/2026 | FPO | Sample StoreDEMO002 | 12.50 | £4,280.00 | |
| 08/09/2026 | DEB | Sample MarketDEMO003 | 45.20 | £4,234.80 | |
| 11/09/2026 | FPI | Sample CafeDEMO004 | 300.00 | £4,534.80 | |
| 14/09/2026 | FPO | Sample BooksDEMO005 | 25.99 | £4,508.81 | |
| 17/09/2026 | DEB | Sample FoodsDEMO006 | 60.00 | £4,448.81 |
Additional information
FSCS protection
Your eligible deposits, which includes any money held in a Zopa bank account or savings account, are protected up to a total of £120,000 by the Financial Services Compensation Scheme (FSCS) – the UK's deposit guarantee scheme. Any money you hold above this limit is unlikely to be covered. To learn more, take a look at the FSCS information sheet & exclusions list or visit fscs.org.uk.
Interest
Interest is calculated daily and paid into your bank account monthly.
*AER
AER stands for 'annual equivalent rate'. We pay you interest on a monthly basis, but AER shows you the rate you'd get if this monthly interest was compounded and paid once a year instead.
**Gross
We pay gross interest, which means nothing is deducted for tax.
Got a question?
You can contact us via live chat on our app or website.
Zopa Bank Limited is a company registered in England No. 10627575. Registered office: Zopa Bank, Level 12, 20 Water Street, Canary Wharf, London, E14 5GX. Zopa Bank Limited is authorised by the Prudential Regulation Authority and regulated by the Financial Conduct Authority and the Prudential Regulation Authority. Financial Services Register number 800542.